7 Encouragements to Put Your Money Goals in Motion

As January has now ended, it’s hard to believe we’re already one-twelfth of the way through the year. The pace of life has a way of moving quickly, and before we know it, good intentions can start to feel distant.

If you’ve been following along in the Achieve Your Money Goals in 2026 series, I want to begin by acknowledging something important: the work you’ve already done is foundational for your faithful finances!

You took time to learn your lessons, clarify your vision, align your mission, and live your values. That alone sets you apart.

This final part of the series isn’t a new step or an added requirement. It’s an encouragement — a chance to gather a few wise reminders as you keep moving forward. These are not rules to pressure you. They’re steadying best practices meant to support you, ground you, and help you walk into the rest of the year with confidence, clarity, and peace.

Seven Faithful Encouragements for the Road Ahead

1. Keep Prayer Central — and Simple
Prayer doesn’t need to be complex to be powerful. Sometimes the most meaningful prayers sound like:

• God, help me see clearly.
• God, help me trust You.
• God, help us stay aligned.

When prayer stays central, stewardship remains relational rather than mechanical. As Oswald Chambers wrote, “Prayer is not preparation for the greater work; prayer is the greater work.”

2. Plan Steps, Not Leaps
When everything feels important, nothing feels clear. Instead of trying to fix everything at once, focus on one or two small, faithful steps that matter most right now.

Faithful stewardship rarely requires dramatic moves. More often, it’s built through small, consistent decisions that compound over time. 

3. Anticipate Change Without Fear
One reason good intentions fade is that obstacles catch us by surprise. Financial wisdom guides us to ask questions ahead of time for what may be coming at us, or from us.:

• What usually derails me?
• When do old habits resurface?
• What pressures trigger reactive decisions?

This isn’t pessimism. Awareness allows you to be prepared instead of reacting in the moment.

4. Invite Gentle Accountability
You don’t need a committee. Sometimes all you need is one trusted person who understands your vision, mission, and values. They can make a meaningful difference.

Healthy accountability is encouraging, curious, and rooted in shared values, not outcomes. Sometimes it’s as simple as a text or conversation or prayer that reminds you that you’re not walking alone.

5. Celebrate Progress, Not Perfection
Growth deserves recognition. Celebrate the moments when you pause instead of react, when you choose peace over pressure, when you return to your values after drifting.

These moments reinforce identity, build confidence, and remind you that growth is happening — even when it sometimes feels slow.

6. Schedule Review Before You Need It
Set regular times — weekly, monthly, or quarterly — to reflect and adjust. When review time is already on your calendar, it removes stress and increases follow-through. What gets scheduled gets stewarded.

7.When Life Gets Noisy Return to your Goal Achievement Basics
When life and money choices feel confusing, don’t look for a new framework. Return to the one you already have:

• 1 - Learn your lessons
• 2 - Clarify your vision
• 3 - Align your mission
• 4 - Live your values

You don’t need new answers every time. Often, you just need to revisit the ones you already know.

A Note in Closing

Faithful financial stewardship isn’t about getting everything right. It’s about returning — again and again — to what you already know to be true and living out your unique role in God''s greater story.

There will be seasons of clarity and seasons of uncertainty. When progress feels visible and times when it doesn’t. And when you don’t know what God is doing, you can rely on what He has already done.

You’re not called to control outcomes. You’re called to take faithful steps.

Psalm 119:105 shares that, “Your word is a lamp to my feet and a light to my path,” not a spotlight miles down the road. 

As you move forward to Achieve your Money Goals in 2026, my prayer is that you remain grounded, grateful, and guided — trusting that God is at work in and through every faithful step you take.

Blessings to you!

Next Steps

Click here to get your free copy of the updated 22-page workbook, Achieve Your Money Goals in 2026, and follow along this month with podcasts, emails and blogs!  When you click the link, it will take you to the MMF Home page. There click on ACCESS THE HUB and you will follow the steps to download the free resource. 

Listen to Money Made Faithful podcast Episode #213: Achieve your Money Goals in 2026 - Putting It All Together (approx. 13 minutes).

Apple: #213 - Achieve Your Money Goals in 2026 - Putting It All Together

Spotify: #213 - Achieve Your Money Goals in 2026 - Putting It All Together